Frontier's Home Ownership Programs

Loans & Financing>

Loans and Financing

Frontier Housing works with eligible families and individuals to help them become homeowners or to otherwise find solutions to meet their housing needs. You have several options for homeownership through Frontier, depending upon your needs and the program for which you qualify. You can purchase a new home built by Frontier, or you may be eligible to purchase an existing home. You may also refinance your existing mortgage.

Financing Options
Buying a home is often a family’s greatest expense.
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We realize that the process can be intimidating. Home Loan Specialists at Frontier’s Homeownership Center are available to help walk you through the financing and purchasing process with our Homebuyer Education Workshops and one-on–one sessions.

In addition to being a builder, Frontier Housing is a home mortgage lender. While we maintain our own loan funds, we also work with a variety of lenders including:

A Home Loan Specialist will work with you to find the program, and financing that best meets your needs. Many of our programs require little or no down payments, and all provide affordable financing based on your income. Loan Product Rate Sheet click here*

General Eligibility
To be eligible for any of our homebuyer programs, applicants must:

Have a minimum household income of:
- $890 per month with owned property
- $1,000 per month without owned property
Consistent work history or steady source of income
Have an acceptable credit record

How to Apply
Contact a Home Loan Specialist at (606) 784–2131 to schedule an appointment at our Homeownership Center in Morehead. A Home Loan Specialist will take some initial information, and schedule an appointment to discuss your needs more thoroughly. They may also schedule you to attend a Homebuyer Education Workshop.

Foreclosure Avoidance Resource Center click here

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