There's No Place Like Home and
Frontier Housing Can Help You Get One

community voices
I have been associated with Frontier Housing for 17 years in my capacity with local banks in the area, and have always thought that it was a great organization.

Branch Manager, US Bank

 There are many opportunities for non-traditional mortgage financing on the secondary market these days, but people have to be making a certain income to qualify for these opportunities. By using several different pots of funding available to them as a non-profit, Frontier makes homeownership a possibility for low- and moderate- income families that conventional banks and lending institutions cannot touch. They also provide Homebuyer Education to help prepare potential homebuyers to become mortgage ready and to understand the responsibilities of homeownership. They really fill a void in the community with the homeownership services they offer. In addition to the mortgages they make available, the homes they build are very nice. At one time, affordable housing groups built what we in the banking industry called the FHA house — a very basic, small, square box house that you could almost pick out when you saw one. Frontier is really offering so much more with spacious, attractive houses. Frontier houses are much more than just a roof overhead, they are truly homes! 
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home ownership programs
A leader in the affordable housing industry for over 30 years, Frontier Housing now offers home mortgage loans for individuals and families in 9 eastern Kentucky counties and the City of Ashland.
Photos by Ann W. Olson
Whether you are looking to buy your first home, or it's time for an upgrade to something larger, Frontier has a solution for you. We offer loan products with low fixed-rates and little or no down payments. Affordable financing is available for Frontier built homes, existing homes, manufactured homes, and modular homes.
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home buyer education
The homebuying process can be confusing, so Frontier offers excellent homebuyer education to help you make good decisions, get the best deal, and find the home that's right for you. If you want to know if you are ready to buy, click here.
We also offer workshops on improving your credit and using a household budget to help you prepare for homeownership if you are not quite ready yet. Interested in purchasing a manufactured home? Attend our course on manufactured housing to learn everything you need to know. In addition Frontier offers workshops for existing homeowners that cover common home maintenance issues and tell you everything you need to know about protecting your investment in your home. Click to learn more about our homebuyer education programs and to see class schedules.
take the next step
Still have questions about how Frontier's programs and services? Click here to find answers to the questions most frequently asked by our customers on our FAQ page.

Ready to get started in finding your perfect housing solution? Click here to give us some information about yourself and your situation and we'll have a staff member contact you to set up appointment. Or if you prefer, simply call us at (606)784-2131. Let us put you in the homeownership picture!



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The Frontier Board of Directors met May 1st at Boodry Place to approve the new 5-year strategic work plans to double-impact by 2013 and strengthen ties to our local communities. Read more

Governor Steve Beshear Announces Appalachian Regional Commission (ARC) Funding of $500,000 for housing. Read more
Frontier Housing and the Appalachian Regional Commission story in pictures click here*.

"April is Fair Housing month!"
Frontier Housing announced today the kick-off of several activities celebrating April as Fair Housing month. Hear the public service announcements.
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"Along The Frontier" newsletter: April is Fair Housing Month. Boodry Place is nearing completion.
Frontier Housing received a $600,000 award of home ownership funds. Tom Carew wins e-achievement award.
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"Along The Frontier" newsletter Read more*

Sign up for Boodry Place living.
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Frontier Housing, Inc. is receiving $148,820 in flexible first round grant funds from NeighborWorks® America.
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Grant to benefit homebuyers in 9 counties
Frontier Housing takes part in the program.
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Frontier awarded $100,000 from USDA for counseling funds to help families get into homeownership.
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Don't lose your home!
Call 1-888-995-4673
Click Here for Resources (Llamada de Telefono )

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Buttermilk Branch has what you're looking for! Buttermilk Branch is the first subdivision of its kind in our area – affordable homes in an upscale, rural atmosphere.

Choose from 5 house plans with up to 1,300 square feet of living space.

Affordable financing is available for all credit-ready buyers! Call today at (606) 784-2131 to make and appointment to reserve your Buttermilk Branch home.

Click here to learn more about Buttermilk Branch.

The Community at Edgewood
Where Fine Living Meets Affordability!
While you’ve been dreaming of a new home, we’ve been building the home of your dreams! See yourself coming home to Edgewood, an exclusive community where attention to detail, desirable amenities and affordable quality meet.

The Community at Edgewood offers its residents a small town feel and convenient location. Each cul-de-sac is designed to be community all on its own. And Edgewood is conveniently located just off Interstate 64.

Affordable financing is available for all credit-ready buyers! Call today at (606) 784-2131 to make an appointment.

Click here to learn more about The Community of Edgewood.

frontier families
As a single mother, Carolyn points out, life can be a little bit harder for her than it is for others, and people often didn’t give her a chance. If it weren’t for Frontier Housing, Carolyn says, she would never be where she is now. “I would recommend it to anybody. If it wasn’t for Frontier, I would never have been in this house,” she says. “This is ten years of hard work finally paying off. It finally paid off.”  

Amazingly, Carolyn is currently paying only $30 more each month than she was paying for rent. She says she really likes knowing that her money is going toward a house payment instead of rent. “Knowing that I’m not spending money on something I don’t own” is very important, she says. ...(Read More)


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